Balika Samridhi Yojana (BSY): Empowering the Girl Child with Monthly Financial Assistance

Balika Samridhi Yojana (BSY): Empowering the Girl Child with Monthly Financial Assistance

The Balika Samridhi Yojana (BSY) is a government scheme that aims to empower the girl child by providing monthly financial assistance to families in need. Launched in 1997, this program focuses on uplifting the socio-economic status of girls and ensuring their overall development.

Objectives of Balika Samridhi Yojana

The primary objective of the Balika Samridhi Yojana is to create a supportive environment for the girl child, ensuring her survival, education, and empowerment. Through this scheme, the government aims to address the gender imbalance prevalent in our society and promote gender equality.

Balika Samridhi Yojana: The Indian government conducts several education-focused programs for girls, including the ‘Beti Bachao-Beti Padhao’, ‘Balika Samridhi Yojana (BSY), Sukanya Samriddhi Yojana, CBSE Udaan Yojana, Mukhyamantri Ladli Yojana, Mukhyamantri Rajshree Yojana, Mukhyamantri Kanya Suraksha Yojana, and others.

The purpose of all these schemes is to educate girls and empower them. In this write-up, we will tell you about the Balika Samridhi Yojana.

Financial Assistance

Under the Balika Samridhi Yojana, eligible families receive monthly financial assistance of Rs. 500 for the first two years of the girl child’s life. This amount is then increased to Rs. 300 monthly for the next three years. Financial assistance is provided to families living below the poverty line, as determined by the government.

The financial assistance helps families meet the expenses related to the girl’s nutrition, healthcare, and education. It is a crucial support system for families struggling to provide for their daughters’ basic needs.

Eligibility Criteria

To avail themselves of the benefits of the Balika Samridhi Yojana, families must meet certain eligibility criteria. These criteria include:

  • The girl child should be born on or after August 15, 1997.
  • The family should belong to the below-poverty-line category.
  • The scheme applies to the first two living children in a family.
  • The family should not have more than two children.

It is important to note that the scheme is not available for families who have opted for sterilization after the birth of their first child.

Implementation of the Scheme

The Balika Samridhi Yojana is implemented through the Integrated Child Development Services (ICDS) scheme. The ICDS is responsible for identifying eligible families and disbursing financial assistance through various channels, such as bank accounts or post offices.

The scheme also promotes the enrollment of girl children in schools and aims to reduce the dropout rate. It encourages families to prioritize the education of their daughters, thereby empowering them with knowledge and skills for a brighter future.

Impact of Balika Samridhi Yojana

The Balika Samridhi Yojana has significantly impacted the lives of countless girl children and their families. By providing financial assistance, the scheme has helped alleviate the financial burden on families living in poverty.

The scheme has also contributed to an increase in the enrollment of girls in schools. By making education more accessible, the Balika Samridhi Yojana has played a crucial role in empowering girls and breaking the cycle of poverty.

Furthermore, the scheme has raised awareness about the importance of gender equality and the rights of the girl child. It has encouraged communities to value and invest in the education and well-being of their daughters.


The Balika Samridhi Yojana is a commendable initiative by the government to uplift the girl child and promote gender equality. By providing monthly financial assistance, the scheme has not only improved the lives of countless families but has also paved the way for a brighter future for girls across the country.

It is crucial to continue supporting such initiatives and work towards creating a society where every girl child has equal opportunities and access to education, healthcare, and a life of dignity.

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